Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
We asked you, dear readers to share your best tips on saving money. This is what our reader Manish Nandgaonkar, 42, from Pune had to say.
We asked you, dear readers to share your best tips on saving money.
The rising market poses a dilemma for investors on whether to continue buying, reduce equity holding, or exit equities altogether.
Municipal corporations penalise late property tax payments. 'Penalties can include attachment of properties, bank accounts, rent and other movable assets," says Anand Moorthy, co-founder, Square Yards.
Personal loans and credit card loans provide quick access to money when it is urgently needed, but they also carry risks for borrowers.
There are millions of Indian women who avoid the responsibility of managing their finances due to a variety of reasons, including cultural and social conditioning.
One common mistake investors commit during profit booking is not having a plan for the redeployment of the money that comes into their account.
'From a risk-return perspective, large-cap funds may generate lower-than-historical average returns in 2024, whereas mid-, and small-cap funds hardly have any upside left.'
While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.
We asked you, dear readers to share your best tips on saving money. Sudhir Mateti, 49, from Pune shared his six golden rules.
Unlike investing, saving money on purchases doesn't require any specialized training and is an easy way for anyone to stretch their budget a little farther.
If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
'Look not just at the interest rate but also the processing fee.'
When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.
While managing their finances, individuals can make it a rule to seek advice from an expert or feedback from a trusted colleague or friend.
With an aim to recover fines from elusive offenders, capital markets regulator Sebi on Thursday introduced a reward system for up to Rs 20 lakh to informants for sharing information about the assets of defaulters. The reward may be granted in two stages -- interim and final. While the interim reward amount will not exceed two and a half per-cent of the reserve price of the asset regarding which tips was provided or Rs 5 lakh, whichever is less and the final reward amount will not exceed 10 per cent of the dues recovered or Rs 20 lakh, whichever is less.
Understanding tax residency rules and maintaining proper documentation is imperative to ensure smooth tax compliance.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
Despite uncertain times and market volatility ahead, investors should continue with their disciplined investing via SIPs.
Mortgage finance remains a structural growth opportunity in India with a policy focus on affordable housing, housing shortages, low mortgage penetration, and rising incomes as drivers. Affordable Housing Finance Companies (AHFCs) serve the mass market, low-income segments, which is the least-serviced category, and to operate in this segment, the mortgage provider needs good assessment skills. AHFCs and HFCs have also been increasing exposure in other mortgage segments (loan against property, developer loans among others).
While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.
The Bihar Police's Economic Offences Unit, which is probing the alleged National Eligibility-cum-Entrance Test (Undergraduate) (NEET-UG) paper leak case, on Saturday claimed to have obtained reference question papers of the test conducted by National Testing Agency (NTA) and planned to compare these with documents recovered from a flat in Patna during a search operation last month.
Decisions should not be based on feelings, such as optimism or pessimism about the stock market or specific investment products, suggests Avinash Luthria.
Want to know how to claim tax deduction on property income you earn? Do you know how to withdraw unclaimed EPF money?
The letter comes after a report by the London-based Financial Times, citing documents from George Soros-backed Organized Crime and Corruption Reporting Project (OCCRP), alluded to a "fraud" by the Adani Group by selling low-grade coal as high-value fuel in 2013.
These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.
With the arrest of Dixit Patel, owner of Jay Jalaram School situated near Godhra in Panchmahal district, the number of persons arrested so far- five of them were held by Gujarat Police- has gone up to six.
A taxpayer paying rent to his/her spouse is entitled to claim HRA benefit under relevant sections and within prescribed limits.
At the outset, decide whether you want to be a trader or an investor, suggest Sarbajeet K Sen and Sanjay Kumar Singh.
'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'
Traditional investments like fixed deposits are good and safe and one must have a part of their savings invested in such risk free options. However, your portfolio is not complete and balanced in the absence of stock investments.
The bulk of an investor's portfolio should be in shorter-duration funds of up to one year portfolio duration.
The self-employed should invest in the National Pension System, a government-backed, low-cost retirement avenue where they can choose the mix of debt and equity that is right for them.
Sending money to your parents is a nice way of letting them know that you care. A ready reckoner of the fastest, the cheapest and the most convenient modes of funds transfer
Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.
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Here's how you can make money every day in the stock markets. These 11 tips will help maximisie profits and minimise losses.
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